
Low rates are dead.
Say it with me..."The free money is gone." Mortgage Rates in 2024 will remain higher for longer. In-depth analysis of interest rates, particularly focusing on their long-term trends and the economic principles underlying their…

A Shift in the Landscape of Rates
I want to shed light on a critical development in the financial markets: the end of a nearly 40-year downtrend in interest rates. This change, which began in 2022,

Why Mortgage Rates Aren’t Dropping Anytime Soon…
In today’s volatile mortgage market, many borrowers are asking the same question: “Should I lock in my rate now or wait?” As a seasoned mortgage lender who regularly analyzes the bond markets, here’s the truth — mortgage rates…